Case Studies...

Looking at the practice known as 'fronting' and examines what insurance companies are doing to close the loophole that allows for previously uninsurable drivers to be insured on another person's polic...

Adrenaline-based watersports have become a popular leisure pursuit for many water enthusiasts. Personal watercrafts, like Jet Skis, are an expensive investment that carries a high level of personal ri...

Providing inaccurate information on an insurance policy may end up costing you more money than you were originally trying to save, by adding your son or daughter as a Named Driver. Always, therefore, ...

Insurance is something you purchase once and forget about, right? Wrong. When life really starts happening, the little things like having children, being involved in an accident, your home going up in...

A small business has many insurance requirements. Ensuring a company is adequately covered for all possible risk eventualities will not only give the business owner peace of mind, but also save them a...

Insuring you are informed in all insurance situations will help protect you from experiencing costly mistakes. Finding yourself unwittingly involved in a scam, however, is unavoidable in most incident...

All business owners, with premises, should ensure their business is adequately protected by sufficient commercial property insurance coverage. There is more to insuring commercial premises than checki...

When all things are considered how many of us really know what the key things to consider are, when insuring our home? Being wise now will save you worry later....

Small profits are earned by banks and money lenders via loans and credit cards, and in order to boost profit these companies sell products which provide them with greater levels of profit. The reason ...

Working from home may be seen as a comfortable, cost effect way of earning a living. If you run a home-based business and come into regular contact with employees and clients in your home environment,...

Minimising your Inheritance Tax liability is seriously worth considering, as not only the seriously wealthy will be stung will a hefty bill these days. There are ways the restrictive Nil Rate Band can...

As Standard Warranty coverage, which is provided by Law, provides consumers with more than enough protection, opting for an Extended Warranty appears to make no sense. Is parting with extra cash reall...

If you are going to have insurance it is important to know what your policy does, and how it works. Doing so can potentially save you, and your family, a lot of money. It is important to take an inter...

Millions of accidents are caused by other people’s negligence every year. Judging by the vast amount of television airtime that features a No Win No Fee commercial, there are a huge amount of legal co...

If you are considering Health Insurance it is worth taking your time to research the potential insurance provider thoroughly. Insurance scams are rife in many areas, and becoming a victim of a health ...

Knowing that your personal possessions are protected from loss or damage may offer you peace of mind. But what would happen if your bag is stolen? Would you know the replacement value of the missing i...

There is a lot more to running a business than generating leads and increasing cash-flow. protecting your business from costly insurance claims should therefore be top of your agenda....

If you experience difficulties making an insurance claim, or you are dissatisfied with the level of service your insurance company provides, there are a number of steps you can take to seek a satisfac...

If you offer a professional service that involves providing clients with advice or a personal level of service, Professional Indemnity Insurance can protect you from losing your business, and reputati...

If you are managing your family’s needs on your own, you may have postponed planning for the future. There are however, simple steps you can take to help you take charge of your financial situation, a...

If you fail to fully disclose information on your insurance application form, you run the risk of having the insurance company reject your claim. These three case studies were all referred to the Fin...

Having the correct type of vehicle insurance is a requirement every business owner must consider carefully. Allowing employees to drive company vehicles also provides another insurance query....

Self-insurance can be many things to many people. For the faint of heart it is basically a planned assumption of risk. For those with a finger on the financial pulse, it is an insurance-like strategy ...

Without adequate liability insurance a small business runs the risk of making costly mistakes. Providing protection against lawsuits, this type of insurance can be customised to provide basic and spec...

The purchase of Life Insurance will mean you will have to undergo a thorough medical examination. This is avoidable, and provides the insurance company with all the information they require in order t...

There are many ways to structure the gift of charitable giving, depending of your personal goals, financial situation and desires. A planned gift can help a charitable organisation after your death, b...

Ensuring you have sufficient payment protection coverage when securing a Personal Loan is always a sensible option. Making sure you carefully read the small print will not only provide you with peace ...

Private Medical Insurance (PMI) allows you to cover the cost of private medical treatment, in acute conditions – illness, injury or disease – that respond quickly to treatment. It also gives you freed...

Are you paying too much for your insurance cover, or nowhere near enough? Answer our insurance questionnaire to find out if you have a tendency to underinsure or overinsure....

We look at a variety of different insurance policies and explain the reasons behind some insurance companies refusal to pay out on them...

Identity theft can quickly take away your personal sense of security. If it happens to you once you will worry about it happening again. Safeguarding your personal information will become a priority. ...

Specialist Insurance is available to cover all the items of value that do not necessarily fall into any other insurance bracket. This type of insurance provides coverage for insurance needs outside of...

Students are a high-risk target of crime. Protecting your wellbeing and possessions, whilst away studying at university or travelling, will give you peace of mind and save you money in the long run....

Think that insurance is all about smallprint and lengthy policy documents? Think again. Here are some facts and vital statistics about insurance....

Besides employing staff and making a profit a small business owner has other important considerations to take into account. This includes protecting the business by ensuring it is adequately insured....

Divorce, unavoidably, has many financial implications to consider. Maintaining sufficient insurance coverage, during and after the break-up, is one of them. Ensuring you remain protected in any eventu...

If you want to keep your premiums low, it is worth getting clued up on the insurance do’s and don’ts. Getting wise to the ways of maximizing your investments will ensure you don’t end up paying over t...

Implementing a regular insurance coverage review will allow you to stay ahead of any possible financial calamities that may occur. An annual policy check-up will give you peace of mind, help you to ma...

Staying safe whilst enjoying your holiday is of vital importance. Yet many travellers fail to purchase Travel Insurance before they head off in search of the sun. Failure to protect yourself with this...

Beware the lure of tempting money saving offers, when it comes to protecting yourself with insurance. There is a policy to meet each one of your needs, and plenty more besides. A smart-talking salespe...

If you value your loved ones, health, home, car and ability to enjoy all of these, you must take preventive measures to ensure you have a financial back-up plan to enable you to cope with any sudden c...

Dispelling many of the Insurance myths can save you money in the long run. Making informed decisions about your insurance coverage will protect you from financial disasters. Understanding the legal i...

To buy or not to buy, insurance, is a question many of us finding ourselves pondering over. There are always a million different ways you could spend the money you are thinking of investing in yourse...

What would happen if your business unexpectedly ground to a halt, due to a premises fire or other disaster? A Business Interruption Insurance policy may be just what you need to keep your business afl...

When you are cash poor and need to get financial aid, for a specific purpose, an Unsecured or Secured Loan may be your best option. You would be wise to weigh up the pros and cons carefully before ris...

Every year, thousands of insurance claims are rejected by insurance companies, who have developed a bad reputation for finding more and more ways to refuse to pay out on a claim. This article looks at...

Being involved in a traffic accident is an emotional and stressful experience. Most of this stress is often cause by not being sure what to do next in the situation you find yourself in. Remaining cal...